THE EFFECT OF FINANCIAL LITERACY ON THE FINANCIAL MANAGEMENT OF MSMEs IN THE FOOD AND BEVERAGE SECTOR IN SUBANG DISTRICT
Keywords:
financial literacy, financial management, MSMEs
Abstract
The purpose of this study is to determine the effect of financial literacy on the financial management of MSMEs in the food and beverage sector in Subang district. The method used in this research is descriptive and verification, the sampling method is purposive sampling. with a total sample of 77 SMEs. The data analysis method used is simple regression analysis. The results of the study stated that there was a positive effect of financial literacy on the financial management of MSMEs in the food and beverage sector in Subang Regency. The magnitude of the effect of financial literacy on financial management is 72%.
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References
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[3] Djou, L. G. (2019). Analisis pengaruh literasi keuangan, sikap keuangan dan kepribadian terhadap perilaku pengelolaan keuangan UMKM di Kabupaten Ende. Magisma: Jurnal Ilmiah Ekonomi Dan Bisnis, 7(2).
[4] Humaira, I., & Sagoro, E. M. (2018). Pengaruh Pengetahuan Keuangan, Sikap Keuangan, dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku UMKM Sentra Kerajinan Batik Kabupaten Bantul. Jurnal Nominal, VII(1), 96–110.
[5] Lusardi, A dan O.S. Mitchell. 2014. “The Economic Importance of Financial Literacy: Theory and Evidence”. Journal of Economic Literature 2014, 52(1), 5–4
[6] Peraturan Otoritas Jasa Keuangan (POJK) Nomor 76/POJK/07/2016
[7] Perry, V. G., & Morris, M. D. (2005). Who Is in Control ? The Role of Self-Perception , Knowledge , and Income in Explaining Consumer Financial Behavior. The Journal of Customer Affairs, 39(2), 299–313.
[8] Purwanda, E., & Achmad, W. (2022). Environmental Concerns in the Framework of General Sustainable Development and Tourism Sustainability. Journal of Environmental Management & Tourism, 13(7), 1911-1917.
[9] Putri, D. A. (2020). Faktor - Faktor Yang Mempengaruhi Perilaku Manajemen Keuangan Pelaku UMKM. Platform Riset Mahasiswa Akuntansi, 01, 62–73.
[10] Putri, W. E. (2020). Pengaruh Literasi Keuangan terhadap Pengelolaan Keuangan UMKM di Kecamatan Medan Marelan. Jurnal Pembangunan Perkotaan, 8(1), 45–50.
[11] Rohmah, N., Susbiyani, A., Aspirandy, R. M., Cahyono, D., Jember, U. M., Attitude, F., & Keuangan, M. (2021). Pengaruh Financial Knowledge , Financial Attitude Dan Internal Locus of Control. 11, 150–161.
[12] Rumbianingrum, W., & Wijangka, C. (2018). Pengaruh Literasi Keuangan Terhadap Pengelolaan Keuangan UMKM. Jurnal Manajemen Dan Bisnis (ALMANA), 2(3), 155–165.
[13] Saskia, D. H., & Yulhendri. (2020). Pengaruh Tingkat Literasi Keuangan terhadap Pengelolaan Keuangan pada Pelaku UMKM. Jurnal EcoGen, 3(3), 365–374
[14] Sekaran, Uma dan Roger Bougie, (2017), Metode Penelitian untuk Bisnis: Pendekatan Pengembangan-Keahlian, Edisi 6, Buku 1, Cetakan Kedua, Salemba Empat, Jakarta Selatan 12610.
[15] SNLIK OJK. (2020). Strategi Nasional Literasi Keuangan Indonesia. In Otoritas Jasa Keuangan.
[16] Yahya, A. (2021). Determinan Perilaku Konsumtif Mahasiswa. Jurnal Pengembangan Kewirausahaan, 23(01), 37–50.
[17] Yahya, A., Affandy, A., & Narimawati, U. (2020). Pengembangan UMKM Melalui Pemanfaatan Model Layanan Fintech Syariah Ammana.id. Is The Best Accounting Information Systems and Information Technology Business Enterprise This Is Link for OJS Us, 5(2), 106–120. https://doi.org/10.34010/aisthebest.v5i2.3049
[18] Yulianah, S. E. (2022). Metodelogi Penelitian Sosial. CV Rey Media Grafika.
[19] Zuhriatusobah, J., Yudha, E. K., Rahayu, Y., & Achmad, W. (2023). Work Life Balance Strategy to Improve Employee Performance at PT. XYZ. Central European Management Journal, 31(2), 94-105.
Published
2022-06-29
How to Cite
Kartini, T., & Rakhamayudhi , R. (2022). THE EFFECT OF FINANCIAL LITERACY ON THE FINANCIAL MANAGEMENT OF MSMEs IN THE FOOD AND BEVERAGE SECTOR IN SUBANG DISTRICT. INFOKUM, 10(02), 1376-1382. Retrieved from http://infor.seaninstitute.org/index.php/infokum/article/view/1482
Section
Articles
